CIVILIZED COUNTRIES HAVE UNIVERSAL HEALTH PROVISIONS
WE HAVE UNIVERSAL HEALTH EXCLUSION
See, our private corporate exclusionists spend all their money on cherry-picking, not on covering the population. It has been noted and needs often repetition: in order for insurance to work, it must spread the risk over the population. Otherwise the providers will avoid the needful, and the healthy will avoid the providers--until too late.
To expect the corporate employers to keep health plans is fantasy under the present system. Either they cut health to sign unions, then cut jobs to pay for it, with the added benefit of executive efficiency bonuses. See GM.
If you work for a huge corporation or the government, you might give up a lot of pay for moderate to good health care. If you are self employed with a good cash flow, you might get OK for a big outlay. If you work in other places, good luck.
The reason Germany has had universal health care since 1890-one hundred and fifteen years-is that it works and that it is indispensable to the functioning of civilized life.
We believe they have poor health services, yet if ours is so good, why do nearly half of us do with nearly none.
Insurance companies should not ever be allowed to hold the population hostage for pre-existing conditions or any other cause as long as there is an uninsured baby, veteran, or housewife on the landmass. Either spread the risk in order to carry the liability, or do business in Syria.
Or start thinking in terms of single pool, single payer, no exclusions, holdouts, exemptions, or half-measures. On the boat or bail.
Oh, yeah. We could afford health care if we would stop paying for stupid and optional wars.